Monday, November 9, 2009

Verdict for the Triple Murder

I have been on jury duty for about 6 weeks regarding the murders of Miguel Aquino, Dilcia Tejada and Elvis Hartley. As well as the attempted murder of Johanna Hartley. It was interesting to see first hand how such a court case is done. The murder scene photos are crazy. To hear what these people when through prior to being murdered was heartbreaking. Miguel suffered the worst - he was the one who was really beaten to a pulp, pistol whipped and choked prior to being shot in the head.

It was definitely an experience I'll never forget. We were able to convict Noel Bruno of 2nd degree felony murder for Dilcia and Elvis. For Miguel we were able to get 1st degree murder and attempted murder for Johanna. Noel will be spending the rest of his life in jail. It's just unfortunate there couldn't be a more severe punishment.

Thursday, September 10, 2009

Commercial for Jazz's Taekwondo School

Here is the school Jazzmin takes taekwondo and gumdo....




Enjoy...

Wednesday, September 2, 2009

Orientation for Jazzmin's New School

I went to Jazzmin's school orientation today for Aspire Preparatory - it made me feel good about choosing the school. The school considers itself a college preparatory school and focuses on children excelling everyday not just sometimes. For example, there is a statewide required test called ELA. If you get a 2 you pass, 3 your above average and 4 is the highest score. If a student gets a 2 on their ELA they are enrolled in 'early bird' class to help them be able achieve a 3 next time they take the test. The vice-principal says when he speaks to the children individually he refers to them as doctor, council woman, your honor, etc. because he feels that it reminds them of what is expected of them which is to go to college and aim high.

I like that the offer breakfast before school, though I'll still give Jazzmin breakfast at home but Jazzmin will benefit from eating both at home and school. She only eats a little at a time but she's always up for the task of eating. So by the time she goes to school and they serve breakfast she'll be ready to eat again. I love that I don't have to pay for her school lunches anymore. Thank God. Unlike catholic school, there aren't extra fees here, there and everywhere.

They have uniforms but it's not as strict as the one at Jazzmin's school. Jazzmin can wear a skirt, shorts, pants or capris - as long as they're not jeans, sweatpants or track suit pants. The top is a white collared shirt - but that's as far as the limitation goes. And the great thing is she gets to wear sneakers to school - the color of those is not restricted.

They're remodeling the school yard - instead of having one big tar lott they're going to add greenery, a track, play areas w/equipment and "quiet areas" also. This definitely is a great improvement from her old school.

I feel hopeful that this school is going to be far better then her old school. The really seem to be reaching to better themselves as a school each year, whereas her old school wasn't remotely interested in improving themselves. Most of the teachers were sub-standard, kinda nutty and I had no confidence in their abilities as teachers. I also think it's very telling that a parent who used to be very involved in helping out Jazzmin's old school took his daughter out of the school. When it came time to put her in a middle school he chose catholic school but didn't choose to go back to Holy Rosary. I know it has nothing to do with price because Holy Rosary is on the low side as far as catholic school fees go.

The way they do their grading is certainly better then in Holy Rosary. In Holy Rosary if a student had an off day and didn't do well on 1 test, it doesn't matter if they did amazing in homework, classwork or other - 1 bad test grade severely brings down the whole quarter grade. I don't think homework and classwork should come to mean nothing at all because of one test.

Anyway - let's see what happens. I hope it's as good as it appears to be.
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Wednesday, July 22, 2009

Can pants shrink sitting in my closet?

I don't understand it - I'm pretty close to completely over the effect of Ovarian Polycystic Syndrome on my abdomen. There is only a little bump above my belly button left and it should be gone in a month or so. I actually feel like I am thinner then I was before having this health issue. But still my regular pants are not fitting me and I don't understand it. I am even wearing a size medium underwear instead of large. So why aren't my pants fitting me? :( I don't get it. I'm tired of wearing thise 3 pairs of pants waiting for everything to be completely resolved. Even other people have remarked how slim I look now. So why didn't my pants get that memo? I guess I am going to buy at least 1-2 pairs of pants next time I get paid. It's just frustrating that I have to spend the money when I have perfectly good pants that should be fitting me. ::sighs::
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Monday, July 6, 2009

Here today, gone tomorrow

Jazzmin is coming back today from her trip to Disney World. She called me often while she was there - she wanted to call me everyday but her Grandmother didn't let her because she had just spoken to me the day before. But I did speak to her every other day. It seems to bother Jazzmin more this year then past years to be seperated from me. She really wanted to go to Florida and is looking forward to going to Aunt Vallerie's and Grandma Holloway's but still is a little sad to be without me. It's nice to be missed. ;)

Talking to her on the phone just underlines the fact she's turning into a young lady. The way she is able to carry on a conversation, express herself, etc. In away it's a little sad to see the little girl part of her drift away. But at the same time I'm looking forward to seeing the woman she becomes.

Tomorrow is her flight to Illinois - oh joy a nice long trip to the airport. Don't be jealous. I always feel ill at ease watching her go on that plane alone and am anxious until I her from Val that she's arrived safely. This is the part I like the least about her going away for the summer.
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Sunday, July 5, 2009

Maduro


I tried making maduro tonight (cooked yellow plantains), they came out good! I probably didn't use as much butter as others do but I didn't want it to be too greasy. But they are really sweet and yummy!
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Friday, July 3, 2009

Trying new recipe, Pernil

I have been trying out new recipes and today I am making pernil (aka pork shoulder) with a Puerto Rican recipe. But the pernil has to marinate overnight in the fridge so I have to wait until tomorrow to see if I was successful. My only concern with roasts and such is ensuring the meat in the middle is cooked too. Tomorrow I plan to also cook maduro (cooked yellow plantains) to go with the pernil to complete the Puerto Rican cuisine experience. Below is the pernil pre-fridge ready to start it's marinating process:


And here is the finished product. It was yummy, tender and juicy.

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Monday, June 22, 2009

Jazzmin's Mambo Recital

Please excuse the 15 seconds I end up filming the wall - was trying to look for her on stage. She's the second one in from the left. She had to learn the last bit of the routine momens before going on stage because the teacher kept changing the routine. But all and all she did very good!

Sunday, June 14, 2009

Ovarian Polycystic Syndrome

I got all my additional blood and saliva test results back last week which were to rule out rare conditions, so we can be absolutely sure what I have is Ovarian Polycystic Syndrome (aka PCOS). So now we're 100% sure that it's PCOS and nothing else. My doctor called in a prescription late Friday afternoon so I couldn't pick it up on Friday, but it should be ready by now. I don't remember the name - all I can tell you is it starts with the letter "M" and has been in use for a long time, so a lot is known about the medicine. This should resolve all my symptoms and have the additoinal bonus of possible weight loss (Yay!). I'll be really glad if it actually does resolve all my symptoms. I also wonder if the PCOS might be having an effect on my asthma - after all hormones effect everything in your body. We'll see.

Now all I need is to find out the results of my follow up ultrasound. That should be interesting since the technician asked me if my intitial ultrasound was done at a professional facility. I wasn't aware there were bootleg radiology facilities. I thought they pretty much all were professional and full of certified people??? I'm wondering if this means she found something other then what the prior results did. Who knows. Should be interesting.
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End of the School Year

One more week of school for Jazzmin. One more week of having to take a train to the school bus and the extra time going to her school to pick her up and then take two buses home. No more montly tuition and all the extra fees that come up throughout the year. Of course her afterschool program next year will be a little more, but I guess that's OK. I'm also saving up for my trip to Korea next year so most of my extra money will be going toward savings. I'm hoping to have all the money saved up by February, going to save what I can til then and then use my tax refund to make up the rest. After that I have to save up for spending money in Korea - I don't know if I'll ever go again so I want to be able to buy whatever I want while I'm there.

I'm still waiting to see what school Jazzmin is getting into next year. Somehow the application didn't get processed due to the way the private to public school transfer applications were handled. Thank God I had the direct dial and e-mail address of a specific person at the dept. of ed or it'd be a real headache. When I was looking into the prospect of public school I had the hardest time trying to get a live, human being on the phone. So I looked on the internet and found the guy in charge of the dept of ed in the Bronx and e-mailed him. He was prompt about responding and giving me the information I needed. So that's why now I already have a direct contact lined up. So anyway, I have to wait until the end of June and they will then know for sure which school Jazzmin is going to. The good thing is the school I was afraid of her being put into is already full so there is no way she's being placed there. She's definitely going to 1 of the 3 schools that are housed in that one building, which is close to after school.

Next year she's going to have afterschool at her taekwondo school, which is awesome. This way she'll be taking classes 5 days a week and will climb the ranks quickly. It's been hard for her to move up belts by only going once a week. Also she will be able to get out her extra energy - after school she always has extra energy to burn.

I am so happy that I won't have to deal with Holy Rosary anymore. They're a disorganized mess and that is not something I want to pay for. Not to mention the extra time out of my day bringing her to and from school. YEAH! No More Holy Rosary!!
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Thursday, June 4, 2009

Update

I am such a bad little blogger, aren't I? Tisk tisk on me for being so bad about updating. I am glad Jazzmin will be out of catholic school in two weeks. Oh to be free from their monthly tuition and their seemingly never ending fees! And also to be free of traveling back and forth to get her to school and back. That adds at least 1.5 hours to my commute time per day. Will also be nice having Jazzmin going go to her taekwondo school for her after school program so she can take more classes and move up the ranks more quickly.



I started back with my gumdo classes on Monday - it wasn't as bad as I thought it'd be. I thought my asthma would be an issue since it still bothers me during everyday things. I'm only going to be doing Gumdo for this month and then next month is going to be crazy. For July and August I am going to be doing Jujitsu, Taekwondo and Gumdo - working out 6 days a week. The neverending great push for weight loss. The meds my endocranologist ends up giving me should help me in my quest for weight loss since having a hard time losing weight is one of the symptoms of what I have.



Really not looking forward to doing Jujitsu, I really don't like it. But it's a necessary evil. Most fights end up on the ground so you have to know how to get out of holds and put others into holds. But I really get beat up doing jujitsu - guaranteed black and blues, pain, etc. It doesn't help that I only have stronger adult males to practice with. Boo hoo for me. Get out the violins.



I chaperoned Jazzmin's school trip to the Bronx Zoo on Monday - I had 8 girls that I was in charge of, that's a lot of girls to keep my eyes on in a crowded place. When we got into one of the buildings that were really dark - these boys close to the girls' age were doing that whole trick of "accidently" bumping into girls with their hands up so they "accidentally" cop a feel of their girl parts. Needless to say I had to get them out of there quickly.

I don't know if I mentioned that my wages have been garnished since the end of February for a 20 year old student loan. This next paycheck is the last one they're taking money out of and then I'm a free woman! I can't wait! I am dying to buy more things of this website where you can buy authentic Korean food products (koamart.com), there are so many things I want to try. I can't wait! I already bought ingredients a while back go make korean bean paste stew and this spicy sauce made with korean hot pepper paste and dried hot pepper. Stuff is good!

Well, I guess that's it for now!

Sunday, April 12, 2009

"The Grand Chef" had it's influence

I've watched most of the Korean drama series, "The Grand Chef", and there is a lot of cooking in this series. The love of cooking and the different things you can do with food is very much highlighted. I defy anyone to watch this series at length and not want to get into the kitchen and whip up a meal. It also makes me want to try kimchi. lol

I was thinking about how little I cook, not because I don't know how but because when you make one dish it lasts several days. Then you're left eating the same thing over and over. If I had more mouths to feed then perhaps that wouldn't be the case. Also, it just seems so expensive to cook from scratch. And then I was thinking about the few dishes I know how to make - so it's kinda boring eating my food 'cause it's the same stuff I always make.

So I went on the internet and looked up different recipes and saved them in a word document. I then went to the supermarket and bought the ingredients for 3 differnet dishes. It came out to a lot of money - to be fare about $20 of the stuff had nothing to do with the 3 dishes and $10 was for things that I'll be able to use again in another recipe (olive oil, flour, etc.). One of the dishes I am making is American Chop Suey - only because it reminds me of mom. I remember her making that - it's not like it's the tastiest dish you ever had but it's good and it brings back memories. The other 2 dishes are scalloped potatos and pork chops with mushroom cream sauce. We'll see how that goes. I actually think mushrooms go better with beef - we'll see how it tastes with pork.
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Wednesday, April 1, 2009

High Price of Eating



I am so tired of dealing with the issue of lunch at work. You can't have a decent, filling meal in the cafeteria for less then $6-$10. I think that's too much. On the other end of it I could bring lunch - but I don't want to eat food I make everyday. Or even most days. It's not like I don't think I cook well but I've had my food and after a while you want something different. Plus all the time you spend cooking it - after you've spent that time you're kind of over it and don't want to eat it. If that makes any sense.

What would be great is if I could have a smaller appetite - then it would take less to fill me up...
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Monday, March 30, 2009

BoA's first English Single

I love this video/song - it's by a popular Korean artist name Boa whose released albums in Korean, Japanese and Cantonese. She released her first English album this month - I really love her first single "Eat You Up"!!


Thursday, March 19, 2009

Natasha Richardson's Death

It seems so odd that she would die as a result of a seemingly minor fall. You see people take hits to the head in boxing, rugby, etc. over and over and live to tell the tale. How can one take a spill during ski instruction, get up feeling fine and then be brain dead hours later?

Something isn't right - either the spill was worse then reported or she had some pre-existing issue with her brain that maybe she wasn't aware of. There has to be other mitigating circumstances other then a spill on the bunny slope.

They're doing her autopsy today - will be interesting to see what they find. I feel so sorry for her family and loved ones - what a freak acident. Jazzmin told me this morning that she doesn't think it'd be a good idea for me to ever go skiing after hearing about this.

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I Let the Bed Bug Bite

Jazzmin and I have been getting bug bites since this past summer. I couldn't figure out where they were coming from - I never saw anything on me chomping away. We've been suffering with very itchy bites - new ones appearing once a month.

I saw a promo for the late night news last week about bed bugs, though I didn't stay up to watch. I decided to check out online what bed bug bites look like to see if maybe that was what was plaguing Jazz and I. And wouldn't you know - the bites look EXACTLY like the ones Jazz and I had been getting. I read up about the bug bites and everything is the same as what we've experienced.


So I've ordred mattress and box spring covers that are supposed to bed bug proof your bed. The only other option would be to throw the mattress and box spring out - but I just bought them! Dont' want to do that. The good thing is, is I don't have a major infestation of them. If I did then we'd get bit more often.


I'm glad to finally know what has been going on so now I can fix the problem. Really hard to combat a problem when you don't know what the root of the problem is. Glad to see there is an end in sight.


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Tuesday, March 17, 2009

Back to Blogging

I know I have been bad about blogging for a while, I blame Mafia Wars - a game on Facebook and MySpace. Whenever I had a spare few minutes I'd play that instead of blogging. Shame on me... But I have deleted that program so hopefully I will be more consistant with the blogging.
Just to catch up, I think everybody knows about my belly swelling to the point I thought I was 4 months pregnant. Turns out it wasn't but I don't know what exactly happened because my ob/gyn didn't tell me (as he only communicated with me by leaving voicemail messages). All I know is that my tests are all normal. But my belly has started going down since I got my monthly a couple weeks ago.
I am having my wages garnished for the next couple of months due to an old student loan from about 20 years ago. But since I am not taking martial arts for a few months - the money I save there will compensate for the garnishment. So I guess it's not so bad. Though it's not a particularly great thing to go through.
Jazzmin will be going to public school next year. I've finally come to the conclusion that the education she gets at Holy Rosary is no better then public school. Additionally, I don't like most of the teachers at Holy Rosary and don't have confidence in their ability to teach effectively. Most seem a bit off between the ears. It took a while for me to decide that public school was just as good because Jazzmin did have some good teachers in the begining. I liked her kindergarten and 2nd grade teacher - Jazz and I had decided maybe it's that she gets a good teacher every other year. But then 3rd, 4th and 5th grade teachers have not impressed me or were just bad. I don't need to pay for crazy - I can get that in public school for free. I checked out the state testing of the public school in my area and they do moderately well in english and above average in math. So they're at least as good as Holy Rosary - maybe better.
I feel like a prisoner waiting to get out of jail when it comes to Jazzmin finishing this school year. I will be happy to not have to take a train to her bus stop anymore. We'll get to leave the apt. later in the morning as a result. When I come home her after school is at taekwondo - so it's a 5 min walk from home. Instead of taking 2 buses to get home with approx 20-30 min travel time. And by going to taekwondo 5 days a week she'll go up in the ranks faster then she has going once a week. Plus Jazzmin always has this extra energy to burn after school - so being in taekwondo will tire her out and I'll pick up a mellow version of my daughter.
And let's not forget the fiscal liberation as a result of Jazzmin being in public school. I plan to pay off all my bills while also saving money to go to Korea the summer of 2010. I will also put more money into my 401K. But all this has to wait until the end of June. Sigh.
OK, that's it for now - I'm all blogged out.
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Wednesday, March 11, 2009

Se7en's Music Video Featuring Lil Kim

This is the first English MV by a Korean artist named Se7en. He's wildly popular in Korea - winning about 9 Korean grammys to date. It's a really good song - I hope his album does well. Maybe if he succeeds some of the other great Korean artists can cross over (TaeYang, Big Bang).

Se7en Girls Music Video Ft. Lil Kim

Monday, February 16, 2009

Jazzmin's Basketball Playoffs.

Saturday Jazzmin had her first "play off" game in basketball. Oddly enough - even though her team lost a majority of their games, they are the winningest team in their division.

It was a good game - even better is the fact that they won by 10 points. They were in the lead the entire game. The other team had issues getting the ball to their basket and when they did - the baskets didn't go in.

Her next playoff game is this Friday - thankfully it's not on a Saturday so she doesn't have to miss dance class again. Her grandmother will be taking her to the game on Friday, but I'll be sure to keep you updated on how her team is doing!

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Monday, February 9, 2009

Michael Stuart - Younitenow

Michael Stuart's tribute song to Barack Obama...

Tuesday, February 3, 2009

Jazzmin

Jazzmin's last basketball game was this past Saturday. The defense was snoozing on her team and they lost as a result. Her Grandma Simon came to watch - we were surprised she came! Nice of her to come to the last game. It turns out they won enough games to make it to the playoffs. Who knows when that will be - hopefully I get the info. soon. Hard to believe they made it to the playoffs since they lost 80% of their games. Oh well.

Jazzmin started participating in gumdo and she's really enjoying it. She got her very own wooden sword (mukgum) last night while waiting for me to get out of class. She's very excited to use it this Saturday when she has her gumdo class.

I am going to be taking her out of her catholic school starting next year. I don't think that this school is giving her a better education then a moderately performing public school. In fact, the public schools might be a step up from what she has now. I don't have faith in most of the teachers as educators there - it seems like they're just there to collect a pay check. If the public school is comparable to her catholic school and it's problems - at least this way I won't be paying tuition every month for it. I went down to the dept. of ed. enrollment office today to get the ball rolling on this. At first the lady told me that Jazzmin had to be there to enroll. Then she went in to the office and spoke with somebody and I was told all I have to do was have Jazzmin's school fill out the form she gave me and drop it off. And I didn't have to have Jazzmin with me to drop it off. I like 2 of the schools available and the other 2.... not so much. Am really hoping I get the school I want. I will get a letter in the mail in May letting me know which school she got into. Either way - she's guaranteed to get into one of the schools. I had gone down to a charter school yesterday to apply - the school is excellent, but I don't know how I am going to be able to pick her up from there even if they have an after school program. Most places want you to pick kids up at 6-6:30pm and I wouldn't be able to get there until 7pm at the earliest. It's not near any train station - you have to take a bus. So I am not sure if she can go there, but I would like her to.

Well, that's it for now re: my Jazzmin update.
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Wednesday, January 28, 2009

Affect or Effect?

Remember last year's science fair project where you guys were very vocal about how I should've put Effect instead of Affect on her triptych? Well this year I made sure to put Effect and not Affect but Jazzmin's TEACHER made her change it to Affect with an A.

I asked Jazzmin if she wanted me to write a note to the teacher letting her know that Jazz had it correct the first time, Jazz really doesn't want me to do that.

It doesn't matter so much anyway, she got above a 90 on the grade and was one of the 3 chosen to actually participate in the science fair. The teacher made everybody do a project for the science fair but only chose the best to participate.
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Saturday, January 17, 2009

Last Friday I became the victim of fraud for the first time in a long time (last time was in 1991 I think). My e-mail is connected to my cell phone so when I get an e-mail, I am notified. As I typically do, I checked the e-mail on my phone in the morning as I watched the morning news. I noticed I got 3 e-mails alerting me to 3 charges made via PayPal. The total of the 3 charges was approximately $550. I was stressing out - as you can imagine. I was able to change the password to my paypal account via my cell phone before I got into work.

When I got to work I checked my bank account and much to my surprise, the money hadn't been deducted from my account yet. Paypal's delayed processing of charges really worked in my favor. I called the vendor that was sent a payment and left several messages - but they are on west coast time so I had to wait to speak with them. Next I called paypal and they started an investigation. Then I called my bank - I had my bank card canceled and asked for a new one sent. As I took my bank card info off the paypal account I noticed that my bank account number was also linked to paypal. So I called the bank back and asked what I could do to safeguard myself from the charges going through and he suggested I freeze the account. The vendor finally called me back and was very cooperative about refunding the fraudulent charges. Phew. I decided to keep the freeze on my bank account until Monday - figuring the refund would be reflected in my paypal account by then and I'd be safe.

Thank God I kept my checking account frozen because on Monday the fraudulent charges were presented to my bank and declined. I was surprised because I thought I had taken steps on Friday that would've avoided the charges getting to that point. I know I'd have gotten the money back regardless but waiting for paypal to get the charges reversed is time I don't have.

I feel so fortunate that I caught these charges so quickly and was able to take action fast enough to avoid major issues. It's unfortunate that the criminal likely got away with the crime. He/she purchased online music so he/she already got the merchandise. I don't know how they'd even go about catching the person.
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Wednesday, January 14, 2009

Snuggies are Stupid


That's right, I said it - I think Snuggies are stupid. It seems as though I am in the minority regarding this, when I start to mention my annoyance with it people's eyes light up as if they're anticipating I'm going to say something nice about it and they're eagerly awaiting to agree.

They look stupid and has anybody ever heard of a BATHROBE?? I guess what really bothers me about the snuggie is the commercials act like they solved this major problem. As if they created this new and major invention when all it is is a long, backward bathrobe. You don't have to wear a Snuggie and look like a strangely dressed monk in order to be warm. Like the Snuggie - a bathrobe doesn't fall off when you want to read, answer the phone or get up from your seat. Amazing how that works out, isn't it? Every time I see the commercial for these I just think it's ridiculous. Wear bathrobes people, BATHROBES!
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Flight Deck


The Argyle Sweater


The Argyle Sweater


Thursday, January 8, 2009

Hillary - Dad's twin

This is a photo, courtesy of Vallerie's facebook profile, of Mom and Dad at Uncle Bruce's wedding. Could Hillary look ANYMORE like Dad? Wow! Practically twins.

Wednesday, January 7, 2009

Sign of Weightloss!

I ordered a couple of stretch pants online - but was concerned as to whether they'd fit. I'm a size 10(ish) and these pants are the combo size of 8/10. But since they were stretch pants I thought I had a shot of fitting. I am happy to report that they FIT! Granted it'd be nice if I lost an inch around the mid-section, but oh well.

I am happy about this because I'm taking this as a sign of my weight loss progression. Hopefully I will soon lose even more weight! Really, if I could just lose my belly I'd be a happy girl - regardless of what clothing size that puts me in.
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Tuesday, January 6, 2009

Malcolm X

I was speaking with another mother from Jazzmin's school about how the only thing they teach about the civil rights movement is Martin Luther King, Jr. and Rosa Parks. Ignoring all the other things that happened during that time and the people involved. It came up because for about the 4th time in their career at this school they have to write about MLK once again. Never learning anything new - just re-hashing the same facts they already knew about MLK.

Malcolm X is a hero of mine - probably the only person in history I look up to. Which is not to say I don't appreciate all the other great heroes in history - but he is the only person who evokes my sincere reaction of admiration. So today I bought a children's book for Jazzmin so she can read about Malcolm X, since I'm sure her school won't. Here is a video of Malcolm X below.


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Monday, January 5, 2009

Finding A Way Out of Debt


An idea occurred to me over the holiday break re: how I can get myself out of debt. I've opted to take money out of my 401K, once I pay off my bills with that I will increase the amount taken out of my check going toward 401K. I will put an additional $100 a month in my 401K and with my company's matching program my job will also put an extra $100 a month in. So basically my job will be helping me pay myself back for the money I took out to pay my bills. Not only will doing this rid me of the hastle of paying bills every month but I won't be paying their APR rates.

With my bills paid off I will have a decent amount of money to live off of and there will be no temptation to charge on the cards I paid off. My desire to not have to pay a bunch of vendors ever payday far outweighs my potential desire to buy things. And now I am in a good place in my life where I have a decent amount of clothing that I actually like - so no temptation to clothes shop when I don't have the money available. I've got my apartment decordated and to the point where I really have to stop no matter what I want because then it's going to start to look 'over' decorated. So no temptation there - and those are my primary temptations.

There's an old SNL skit where the mother bought this new financial budgeting book that is one page long. All it says is - don't spend money you don't have. Everytime a family member wonders aloud whether to take a loan out for a boat or whatever they refer to the one page book, "don't spend money you don't have". OK, not the most funny skit you ever saw but it's extremely sound financial advice - advice I plan to take.

Most of miy debt was really incurred when I was broke and not necessarily because I couldn't resist the urge to shop. But having my bills all paid off - I won't be broke and thus, I won't need to go into debt and have to pay off credit/store cards again. In a way I feel guilty about withdrawing money from my 401k account but on the other hand I have also made plans to pay myself back. So as long as I stay on the plan of paying myself back it will be all good!
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