No Money, No Fun

I hate this time of year - I am always broke. First it starts with the school supplies, uniform and school shoes. Then the school wants a $200 general fee - don't know why they don't just spread it out in the monthly tuition. Then when I finally recover toward the end of October - it's time to start buying Christmas presents for Jazzmin. I always want to make sure she gets plenty of presents so that Christmas is as special for her as it was for me when I was a kid.

I hate being broke. :(